Does Warby Parker Take Insurance?

Warby Parker was one of the pioneers of the online eyewear market. Warby Parker designs, makes, sells, and ships all their prescription and non-prescription glasses in-house, which helps ensure quality and keep prices low. Their Home Try-On program will send you up to five frames at a time to choose or return within five days. The Home Try-On frames come with non-prescription lenses, allowing customers to see the fit and style.

Key takeaways:

Who is Warby Parker?


Warby Parker is an online retailer of eyeglasses, sunglasses, contact lenses, and eyewear accessories. Based in New York City, the company has an online store and over 200 retail locations throughout the U.S. and Canada.

Warby Parker sells:

  • Prescription and non-prescription eyeglasses;
  • Prescription and non-prescription sunglasses;
  • Prescription contacts;
  • Eye exams;
  • Eyewear accessories, including cases, clip-ons, chains, and cleaning kits.

How does Warby Parker operate?

Warby Parker asks you to take a short quiz to recommend eyewear for your Home Try-On. You can share your face width and pick frame shapes, colors, materials, and eye care history. The results can be saved and emailed to you for later reference.

The company mails your samples for free with a free return shipping label. If you want to purchase one or more of the frames in your Home Try-On set, you can order online or through the iOS app. You’ll get a fresh pair with your order.

Prices start at $95. The retailer lets you spread out payments with an Affirm payment plan. Moreover, Warby Parker backs up its eyewear with a 30-day, hassle-free return or exchange policy.

What insurance does Warby Parker take?


Warby Parker is an in-network provider for several popular vision insurance plans. You can confirm benefits on their website or on the app. Your insurance may not provide complete coverage, so check your benefits before scheduling an exam or making a purchase.


EyeMed covers part of the price for glasses in the form of a discount or allowance. You might also have coverage on lens add-ons, including polycarbonate, tint, and UV coating.


Many UnitedHealthcare insurance members can buy Warby Parker’s glasses or sunglasses for $45 or less, including prescription lenses. Most Medicare Advantage members pay $50 or less.

With certain plans, UnitedHealthcare vision benefits include:

  • Comprehensive eye exam ($25 or less)
  • Single-vision eyeglasses ($25 or less)
  • High-index lenses ($45 or less)
  • Single-vision sunglasses with high-index lenses ($25 or less)
  • Progressive eyeglasses or sunglasses ($25 or less)

Does Warby Parker take insurance for eye exams?

Warby Parker does accept insurance for eye exams. They have helped customers save an average of $140 on an eye exam and prescription glasses when using vision insurance benefits. Additionally, FSA and HSA dollars can go toward eye exams, too.

Comprehensive eye exams start at $85, but prices vary by location.


Does Warby Parker take insurance for glasses?

Yes, Warby Parker accepts insurance from specific providers for glasses. Even if they are out-of-network, you may still be able to save an average of $100 on prescription orders.

Pricing for eyeglasses starts at $95, including non-prescription, readers, sunglasses, standard single-vision, and prescription types. Progressives start at $295.

Premium features can also be added:

  • Anti-fatigue lenses ($100)
  • Blue-light-filtering ($50)
  • Light responsive ($100)
  • 1.67 high-index ($50)

What if Warby Parker does not accept my insurance?

If Warby Parker is not in your insurer’s network, you can apply for reimbursement if you have an out-of-network benefit. Consult Warby Parker’s insurance page for details regarding this provision. In addition, they have a claim form that you can download, print, and submit with an itemized receipt.

Warby Parker is out-of-network with the providers listed below. However, you may still be able to use your plan’s vision benefits to save an average of $100 on prescription glasses and $40 on eye exams. Savings depend on your state or plan’s stipulations:

  • Aetna
  • Anthem BlueCross BlueShield
  • Cigna
  • Humana
  • Kaiser Permanente
  • National Vision Administrators (NVA)
  • Superior
  • VSP

Can I use HSA or FSA at Warby Parker?


Yes, Warby Parker lets you use a flexible spending account (FSA) or a health savings account (HSA) to buy prescription eyeglasses, prescription sunglasses, contacts and fittings, and eye exams. Your FSA or HSA card must be linked to a major credit card. You can pay for part of your purchase with your FSA or HSA card and apply the balance to a different card, as well.

Is ordering from Warby Parker a hassle?

Warby Parker can be a suitable option for people who live near a retail location or feel comfortable ordering these products online. The company’s reputation for award-winning service indicates its ability to meet its customers’ needs. Here are some factors to consider before dealing with this online retailer:

Warby Parker offers economical and stylish options for prescription and non-prescription vision wear. They also offer free shipping and a 30-day return policy for any reason. However, some patients may prefer or benefit more from in-person consultations with an optical expert, which Warby Parker cannot provide everywhere.

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