A health insurance deductible is a set amount you must pay out-of-pocket before your health insurance starts covering the costs of your in-network medical care. The deductible goes toward services...

Guides
Cancer? You were likely unprepared for the news and its emotional tolls. A cancer diagnosis forces you to look at your mortality. You may question how you can protect your...
Deciding to have an abortion can be a difficult decision. Trying to determine if your health insurance will provide coverage shouldn’t be. Still, health insurance coverage for abortion has always...
In the early 2010s, the landscape of health insurance changed entirely in the United States. The Obama Administration moved to democratize health insurance for all American citizens. Before this time,...
Health and well-being include physical and mental health. However, many people do not seek mental healthcare when they need it. Most people assume that mental healthcare is expensive and not...
The purpose of insurance cost-sharing is for consumers to have more financial responsibility in their healthcare. Out-of-pocket maximums, co-payments, coinsurance, and deductibles all serve this purpose. However, these cost-sharing policies...
If you don’t have health insurance, you’re not alone. In 2020, 31.6 million (9.7%) people of all ages were uninsured according to the CDC National Health Statistics Report. According to...