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Best Medicare Advantage Plans in Oregon (OR) in 2024

In this article, we have devised a list of our best Medicare Advantage plans in Oregon (OR) for 2024. Here, we will delve into each company, compare them, explain our methodology, and provide tips for making the best choice regarding your Medicare Advantage plan.

Best Medicare Advantage plans in Oregon in 2024: shortlist

  1. Humana - best rated plans
  2. UnitedHealthcare - best for special needs plans
  3. Wellcare - best for easy enrollment

Best Medicare Advantage plan in Oregon: top providers reviewed

Our list of the best Medicare Advantage plan carriers includes Humana, UnitedHealthcare, and Wellcare. These companies provide the best value for Oregon residents seeking a Medicare Advantage policy. If you are interested in a Medicare Advantage plan in your area, you may find your best option using the plan finder tool on Medicare's website.

1. Humana - best rated plans

Provider overview
On CoverRight Website

Humana has numerous plans with Medicare Star ratings of 5 out of 5 stars, which shows policyholders can expect excellent quality from their coverage. In 2024, Humana will add dental, vision, and hearing coverage to all of its Medicare Advantage plans - this type of coverage is often an optional benefit in most cases.

It is a popular choice among people living in Oregon, but despite its popularity and highly rated plans, there is no National Committee for Quality Assurance (NCQA) rating for Humana in Oregon.

2. UnitedHealthcare - best for special needs plans

Provider overview
On CoverRight Website

UnitedHealthcare is one of the largest companies offering Medicare Advantage. It ranked as the fifth highest for overall customer satisfaction in a 2022 J.D. Power study. UnitedHealthcare shines with its special needs plans (SNPs). For example, in Multnomah County, Medicare policyholders can choose from five SNP plans on UnitedHealthcare's website.

These plans can have remarkably low out-of-pocket maximums, which in the case of the PPO C-SNP, can possibly be as low as $0. Additional benefits may include credits for over-the-counter products, an annual allotment for routine chiropractic visits, and a number of rides to pharmacies and doctor appointments yearly.

3. Wellcare - best for easy enrollment

Provider overview
On CoverRight Website

Wellcare has existed for over 20 years as a Medicare Advantage insurer and is owned by Centene Corporation. Wellcare highlights everything its policyholders need to know and what to expect with their policies with its easy-to-use online interface.

They also offer Medicare Advantage plan types such as HMO, PPO, D-SNP, and C-SNP, which makes their Medicare Advantage coverage more accessible based on the needs and preferences of their policyholders. Wellcare provides many additional coverage benefits, including the Flex card, which can help lower copays.

Comparing the top 3 Medicare Advantage plans in Oregon

Here are a few of the plans available in the 97201 zip code (Multnomah County), which is located in Portland Oregon

CarrierPlanMedicare star rating
PremiumDeductibleOut-of-pocket maximum
HumanaHumana Gold Plus (HMO)
5/5
$0
$0
$5,200 (in-network)
UnitedHealthcareAARP Medicare Advantage from UHC (PPO)
4/5
$0$0$5,600 (in-network); $9,550 (in and out-of-network)
Wellcare
Wellcare No Premium (HMO)
3/5
$0
$0 (health); $250 (medications)
$5,600 (in-network)

How we ranked the best Oregon Medicare Advantage plans

When deciding on which companies to name as the top Medicare Advantage insurers in Oregon, we took the following into account when making our assessments:

  • Costs. The impact on monthly budgets, the amount policyholders must pay before coverage kicks in (the deductible), and annual out-of-pocket maximums are factored into our ranking methodology.
  • Availability. These companies have a wide outreach and offer policies attainable for most Medicare-eligible individuals.
  • Quality ratings. Medicare Star ratings were the main resource for quality ratings when assessing the companies on this list.
  • Customer satisfaction. The above ratings are also indicative of the customer experience. Our list of the top plans in Oregon consists of companies that have been around for decades and that longevity would not be possible without customer satisfaction.

Medicare Advantage in Oregon: things to know

As a resident in Oregon, it is important to know what you can do when you enroll in Medicare. This includes where you can enroll and the options available to you. Medicare's plan finder tool can be especially helpful in this case.

Here are some things to know when it comes to Medicare in Oregon:

  • There are many Medicare Advantage policies with $0 premiums in Oregon.
  • Plans are available based on zip code and the county you reside in.
  • All 36 counties in Oregon have Medicare Advantage plans available.

What providers offer Medicare Advantage plans in Oregon

There are several options for Medicare Advantage policies for Oregon residents. Those living in Oregon who want Medicare Advantage can choose from the following:

  • Aetna Medicare
  • ATRIO Health Plans
  • CareOregon Advantage
  • Cigna Healthcare
  • Devoted Health
  • Humana
  • Kaiser Permanente
  • Moda Health Plan, Inc
  • PacificSource Medicare
  • Providence Medicare Advantage Plans
  • Regence Blue Cross Blue Shield of Oregon
  • UnitedHealthcare
  • Wellcare

While there are 5-star Medicare Advantage plans in Oregon, it should be noted that 5-star Medicare Advantage plans are not available in every zip code.

For example, when looking at the four counties listed in the comparison table below, there were only two 5-star Medicare plans. They are:

  • Humana Gold Plus (HMO) in Deschutes County
  • Humana Gold Plus (HMO) in Multnomah County

When looking for 5-star Medicare Advantage plans in your area, you can use the plan finder tool on Medicare's website, which enables you to search for plans within your zip code and narrow the selection further by filtering by Medicare Star ratings.

Medicare Advantage plans in Oregon: comparing different counties

Medicare Advantage plans may be different between counties. This is in terms of the companies you can choose policies from, what's popular in that area, and the number of policies you can choose between. This table demonstrates how counties within the same state can vary regarding Medicare Advantage.

Population age 65 or overNumber of providersNumber available plansMost popular providers
Jackson County23.3%731
  • UnitedHealthcar
  • Regence Blue Cross Blue Shield of Oregon
  • Moda Health Plans
Deschutes County21.4%630
  • Humana
  • Regence Blue Cross Blue Shield of Oregon
  • Providence Medicare Advantage Plans
Lane County21.2%840
  • UnitedHealthcare
  • Regence Blue Cross Blue Shield of Oregon
  • Providence Medicare Advantage Plans
Multnomah County15%1258
  • Humana
  • UnitedHealthcare
  • Providence Medicare Advantage Plans

What are the eligibility requirements for a Medicare Advantage plan in Oregon?

Medicare Advantage has eligibility requirements, which include:

  • Being at least 65 years old, or having a disability
  • Having Medicare Part A and Part B
  • Living in your plan's service area

Choosing the best Medicare Advantage plan in Oregon

When looking for a Medicare Advantage plan in Oregon, important things to consider include:

  1. Your provider network. Is your doctor in the provider network? Are the specialists you're seeing in the network as well?
  2. Plan affordability. How well will your new plan fit your budget? Will you need to consider alternatives?
  3. Benefits. Does your plan cover what you need it to cover?
  4. Medication coverage. Does your drug coverage include the medication(s) you're taking?

As an Oregon resident, you have plenty of Medicare Advantage options, not limited to the three companies on this list. However, if you're looking for a solid point, Oregon's top three Medicare Advantage companies are a great starting point.

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